Contrary to popular belief, there is no such thing as easy work, but some jobs are definitely riskier and more difficult than the others. Take a pipeline job, for example. Anyone who works in the industry should be willing to spend hours under the heat of the sun, exposed to a variety of chemicals. He needs to be in tip-top shape, or else, he would not be able to carry those heavy-duty tools, let alone pipes. To further prove its seriousness, for 19 years (1992 to 2011), more than $700 million worth of properties had been damaged, and over 1,000 had been injured or had died. Due to this, Pipeline Insurance is a must. Pipelines are not only dangerous, but they are also very expensive, especially for a small contractor. Because every penny that goes to the business counts, you should protect it all costs through Pipeline insurance.
What to Pick
One of the most common questions contractors ask is the type of insurance they should pick. First, you need to check your state, as some of them are explicit with regard to the commercial insurance pipeline contractors should obtain. Second, know the needs of your business.
To give you an idea, however, you need a general liability’s insurance. The pipelines are harmful not only to your employees but also to the public. The pipeline can leak gas that pollutes the air and worsens people’s respiratory problems. During the fitting, the pipes can accidentally hit an electrical post, causing a massive blackout. You can expect the community to demand compensation, but with a general liability’s insurance, you do not have to spend your business income.
Since you have employees working for you, get a worker’s compensation. As its name suggests, it is meant to offer protection to your employees and the business. Depending on the package you have chosen, the workers’ comp pays for the employee’s medical bills, disability, illness, and even death, provided that such instances can be attributed to their line of work.
Get Them Today
Every time you are out there performing your business without any kind of insurance makes you more vulnerable to horrendous situations that may lead to business closure and damaged reputation.
Here at Contractors1stInsurance.com, we can help you get the insurance you need in less than 24 hours. All you need to do is to fill out the Quote form with all the right details. You can choose what type of insurance you need or dial our customer support at 800-369-3703 for suggestions. We can pull up several insurance packages from a variety of huge insurance firms like Travelers, Guarantee, Progressive, and Zurich. We will send some of the best options straight to your mailbox.
Aside from worker’s compensation and general liability, other insurance packages we offer to pipeline contractors are commercial auto, commercial building, tool and equipment, and commercial umbrella. Other services are contractor’s bonds as well as leasing and payroll.
Contractors1stInsurance.com has more than 30 years of experience in the business. We definitely know how to take care of you.